ING Groep NV (NYSE:ING) shares surged 5.05% in pre-market trading on Thursday following the release of its impressive third-quarter 2025 financial results. The Dutch banking giant reported earnings that surpassed analyst expectations and announced a significant distribution to shareholders.

ING posted quarterly earnings of $0.70 per share, beating the analyst consensus estimate of $0.64 by 9.69%. This represents an 8% increase from the same period last year. The company's quarterly sales also exceeded expectations, coming in at $6.896 billion, 5.28% above the estimated $6.550 billion and marking a 6.17% year-over-year increase.

The bank's strong performance was driven by robust growth in fee income and customer lending. ING reported a net result of EUR1,787 million for Q3 2025, with profit before tax increasing to EUR2,560 million. The company's CEO, Steven van Rijswijk, highlighted the continued execution of their strategy to accelerate growth and deliver customer value. Notable achievements include gaining almost 200,000 mobile primary customers during the quarter and increasing sustainable volume mobilized by 29% year-on-year to EUR110 billion. In a move likely to please investors, ING announced a distribution of EUR1.6 billion, further boosting market sentiment.