Bank of Qingdao (3866) announced its unaudited preliminary financial results for 2025, reporting operating income of RMB14.57 billion, marking a 7.97% increase from 2024. According to the announcement, net profit attributable to equity shareholders of the Bank reached RMB5.19 billion, reflecting a 21.66% year-on-year rise. Weighted average return on net assets improved to 12.68%, driven primarily by higher profitability during the reporting period.
The announcement indicates steady expansion in business scale, with total assets growing to RMB814.96 billion, an 18.12% increase compared with year-end 2024. Loans to customers rose 16.53%, while total deposits grew 16.41%. Asset quality further strengthened, as the non-performing loan ratio declined to 0.97%, and the provision coverage ratio rose to 292.30%. The Bank’s upcoming 2025 annual report will provide additional details, and investors are advised to exercise caution based on the unaudited data.