穆迪评级机构指出，加拿大大型银行所需的最低资本水平被调低，将在边际上结构性削弱其信用状况。行业监管机构金融机构监管办公室（OSFI）下调了国内稳定缓冲要求，从而降低了银行必须持有的资本水平。这一调整出台之际，银行业已通过增加股息和股票回购，使其资本缓冲维持在较薄的水平。穆迪表示，此举将削弱整个银行体系的资本化程度，加剧其对盈利波动、资产质量恶化以及市场冲击的敏感性。尽管OSFI在必要时可以提高缓冲要求，但任何后续的上调都将迫使银行重新积累资本，从而制约其贷款发放或股东回报能力。
穆迪评级机构指出，加拿大大型银行所需的最低资本水平被调低，将在边际上结构性削弱其信用状况。行业监管机构金融机构监管办公室（OSFI）下调了国内稳定缓冲要求，从而降低了银行必须持有的资本水平。这一调整出台之际，银行业已通过增加股息和股票回购，使其资本缓冲维持在较薄的水平。穆迪表示，此举将削弱整个银行体系的资本化程度，加剧其对盈利波动、资产质量恶化以及市场冲击的敏感性。尽管OSFI在必要时可以提高缓冲要求，但任何后续的上调都将迫使银行重新积累资本，从而制约其贷款发放或股东回报能力。
Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.