美国银行公布2026年第一季度财务业绩，每股收益达1.11美元，显著超越市场预期。当季净利润录得86亿美元，较去年同期强劲增长25%。
财报显示，第一季度经利息费用调整后的营收为303亿美元。其中净利息收入表现尤为亮眼，同比攀升9%至157亿美元（完全应税等价基础为159亿美元）。信贷损失拨备金为13亿美元。
投资银行业务方面，剔除自营交易后的第一季度整体投行费用收入为18亿美元。管理层指出，客户活动保持健康态势，具体表现为稳健的消费支出和稳定的资产质量，这反映出美国经济具备良好韧性。
资本充足率指标显示，第一季度普通股权一级资本（CET1）比率为11.2%。此前伦敦证券交易所集团（LSEG）IBES数据显示，分析师普遍预期该公司第一季度每股收益为1.01美元，营收预期为299.3亿美元。
Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.