第一银行:小微业务信用评分领域持续疲软 推高第四季度专项准备金与核销水平

美股速递
Jan 27

第一银行的财报显示,其小微企业的信用评分业务板块在第四季度继续呈现疲软态势。这一趋势直接导致该行不得不提高专项拨备金的计提规模,同时贷款核销金额也出现显著上升。

业务领域的持续低迷对银行资产质量构成压力,反映出当前小微企业经营环境面临的挑战。银行方面通过增加准备金和加速不良资产处置来应对潜在风险,显示出其审慎的风险管理策略。

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