人工智能驱动的借贷平台Upstart Holdings（UPST）今日盘中大跌7.88%，延续了盘前的跌势。这一显著下跌主要源于公司最新公布的第二季度财报，尽管收入超出预期，但盈利表现不及市场预期。
根据Upstart发布的财报，公司第二季度调整后每股收益为0.36美元，虽然高于去年同期的每股亏损0.17美元，但低于分析师平均预期的0.26美元。然而，公司收入同比大幅增长101.6%，达到2.5729亿美元，超过分析师预期的2.2537亿美元。Upstart的业务规模也呈现显著增长，第二季度共发放了372,599笔贷款，同比增长159%，总发放额超过28亿美元，比去年同期增长154%。
尽管Upstart展现出强劲的收入增长，并对未来前景持乐观态度，预计第三季度收入约为2.8亿美元，高于分析师预期，但投资者似乎更关注公司的盈利能力挑战。此外，分析师对该公司的平均评级为"持有"，12个月目标价中位数为71.00美元，比其昨日收盘价82.83美元低约16.7%。这种矛盾的财务表现和谨慎的分析师观点可能是导致股价大幅下跌的主要原因，反映出市场对公司长期盈利能力的担忧。
Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.