投资机构Baird表示，其看好Affirm Holdings的增长潜力。分析师指出，Affirm是美国最大的“先买后付”公司，也是全球第二大同类企业，但“先买后付”在美国电子支付领域的渗透率仅为1%左右。分析师补充道，Affirm为用户提供免逾期费和复利的服务，这对消费者可能越来越具吸引力，尤其是在信用卡监管威胁加剧的背景下。此外，Affirm现有客户基础相对较小，具备增长空间，并有机会拓展国际市场和借记卡业务。Baird宣布对Affirm启动覆盖，给予“中性”评级，目标股价定为55美元。
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