OneMain Holdings Inc. (OMF) stock is soaring 5.83% in pre-market trading on Friday, following the release of its impressive third-quarter 2025 financial results and a series of shareholder-friendly announcements. The consumer lending company significantly outperformed analyst expectations, raised its dividend, and approved a substantial share repurchase program, all contributing to investor optimism.

OneMain reported a third-quarter net income of $199 million, or $1.67 per diluted share, up from $157 million in the same period last year. The company's adjusted earnings per share came in at $1.90, beating the analyst consensus estimate of $1.61 by a wide margin. Total revenue increased by 9% to $1.24 billion, driven by receivable growth and improved portfolio yield. Consumer loan originations also showed strength, rising 5% compared to the prior year quarter.

In a move to return value to shareholders, OneMain raised its quarterly dividend by 1% to $1.05 per share. Additionally, the Board of Directors approved a new $1.0 billion share repurchase program, replacing the previous one and extending through December 31, 2028. These shareholder-friendly actions, coupled with the company's strong financial performance and raised full-year 2025 revenue outlook to 9% growth (up from the previous 6%-8% estimate), have fueled investor enthusiasm and contributed to the stock's pre-market rally. The company's robust liquidity position, including $658 million in cash and cash equivalents and significant undrawn credit facilities, further underscores its financial strength and ability to pursue growth opportunities.