On 9 April 2026, Nanjing Panda Electronics Company Limited announced that it has placed a combined RMB150.00 million in two capital- and minimum-return-guaranteed structured deposits issued by Hua Xia Bank, classed by the bank as low-risk products.
The first subscription, executed on 17 October 2025, involved RMB100.00 million in product DWJCNJ25511 with a tenor from 17 October 2025 to 21 April 2026 and an expected annualised return of 0.15%–2.10%. The second, dated 8 April 2026, added RMB50.00 million in product DWJCNJ26226, running from 10 April 2026 to 10 July 2026, offering an expected annualised return of 0.45%–2.15%. Both products are linked to the AU9999 spot gold price on the Shanghai Gold Exchange.
Management stated the placements aim to enhance returns on idle cash without compromising liquidity, noting that the deposits carry capital protection and are funded entirely from surplus cash, leaving day-to-day operations unaffected.
Under Hong Kong Listing Rules, the two subscriptions—made within 12 months with the same issuer while the first investment remained outstanding—must be aggregated. The highest applicable percentage ratio exceeds 5% but is below 25%, classifying the combined transaction as discloseable and subject to reporting and announcement requirements.
Hua Xia Bank, founded in 1992 and ranked 47th globally by Tier 1 capital in The Banker’s July 2025 Top 1000 Banks list, acts as the product issuer and is an independent third party to Nanjing Panda.