根据房地产平台Realtor.com最新发布的2026年首次购房者最佳市场排行榜，纽约州罗切斯特凭借可负担房价、充足房源、完善社区配套以及稳健的住房市场预期和经济前景，成为全美最适合年轻安家者的首选之地。
今年的排名揭示出首次购房市场的核心逻辑：最优机会往往出现在房价可承受性与日常生活便利性取得平衡的区域。到2026年，这种平衡将集中在美国东部地区。紧随罗切斯特之后，宾州哈里斯堡、伊利诺伊州格兰尼特城、阿拉巴马州伯明翰和阿肯色州北小石城分列第二至五位。
研究显示，在这些顶级市场中，若按6.25%的30年固定利率抵押贷款、10%首付比例计算，标价中位数的住宅对于25至34岁收入中位数群体而言具有可负担性，其月供支出符合"月供占收入30%"的财务健康标准。
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