人工智能借贷平台Upstart Holdings, Inc.（UPST）周三盘前股价大跌14.81%，主要原因是公司发布的第二季度业绩指引不及华尔街预期，尽管第一季度业绩表现超出市场预期。
根据公司公布的财报，Upstart第一季度调整后每股收益为0.30美元，大幅超过分析师预期的0.17美元。营收同比增长67%，达到2.1337亿美元，同样高于分析师预期的1.9949亿美元。第一季度，公司发放了240,706笔贷款，同比增长102%。然而，公司仍录得240万美元的净亏损。
尽管第一季度业绩亮眼，但投资者似乎更关注公司给出的第二季度指引。Upstart预计第二季度将出现净亏损约1000万美元，销售额约为2.25亿美元，低于华尔街预期的2.262亿美元。这一疲软的指引可能反映了在高利率环境下，市场对贷款需求的担忧加剧。值得注意的是，Upstart全年业绩预期略有改善，预计营收约为10.1亿美元，高于此前的"约10亿美元"预期，并预计下半年将实现GAAP盈利。然而，短期业绩压力似乎更受投资者关注，导致股价大幅下跌。
Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.