As we approach the conclusion of 2025, local stocks have seen a robust year, with the Straits Times Index (SGX: ^STI) rising approximately 20.8% year-to-date.

With expectations high around earnings and the traditional practice of window dressing, funds often add successful stocks to assure investors of their strategic selections.

This might lead to a year-end rally in the stock market.

Let's focus on three Singapore blue chip stocks that could gain from this scenario.

DFI Retail Group Holdings Ltd: A Robust Compounder

DFI Retail Group, a consumer staple entity, operates famous brands like 7-Eleven, Guardian, and IKEA.

Part of the Jardine-Matheson group (SGX: J36), it serves across 12 Asian markets, focusing on Health and Beauty, Convenience, Food, Home Furnishings, and Restaurants.

The company owns half of Maxim’s, with over 2,000 outlets in Asia, including its brands Jade Garden, and franchises like Starbucks and Genki.

This year, DFI has been restructuring, selling non-core and minority assets to focus on Health & Beauty, Convenience, and IKEA.

The strategy led to significant gains; its stock soared around 72% YTD, surpassing the STI and achieving new 52-week highs.

This came amidst growing profitability; in 1H2025, its underlying profit jumped 39% YoY to US$105 million.

Free cash flow hit US$89 million, increasing 46% YoY.

This success enabled a remarkable special dividend of US$0.4430 per share, yielding 12.9%.

However, this distribution stems from 1H2025 divestments, amounting to US$912 million.

DFI has maintained annual dividends over the last decade, with decreases only during the COVID-19 and inflation-heavy years of 2022-2023.

With a 2024 dividend of US$0.105 per share, the stock offers a 2.6% ordinary dividend yield.

Management is committed to a 70% payout ratio for dividends.

As DFI’s margins recover towards historical highs, aided by cost-cutting and a stable business environment, its earning trajectory through 2026 might support greater ordinary dividends.

Being a consumer staple business, DFI’s performance will likely stay resilient amid market fluctuations.

The current trailing P/E ratio is 17.9 times.

Overall, DFI’s defensive nature and capacity to consistently increase dividends make it an attractive stable option for portfolios.

Frasers Centrepoint Trust: Capturing Economic Growth

Frasers Centrepoint Trust (FCT), another defensive favorite, has lagged behind its peers, gaining only 8.1% YTD and sitting 10% below its 52-week high.

Meanwhile, CapitaLand Integrated Commercial Trust (SGX: C38U) has risen about 20% YTD.

With the Johor Bahru-Singapore Rapid Transit System Link (RTS) nearing completion, investors are waiting to assess its full impact.

FCT has a retail occupancy rate of 98.1% as of 30 September 2025.

For FY2025 ending 30 September 2025, FCT saw net property income rise 9.7% YoY to approximately S$278 million, propelled by acquiring Northpoint South Wing.

However, distribution per unit (DPU) fell short, inching up only 0.6% YoY to S$0.12113 per share.

This underperformance was due to substantial equity raising earlier in the year for the acquisition.

With a share price of S$2.28, it translates to a yield of about 5.3%.

FCT has maintained annual dividends since 2006.

The leverage ratio is at 39.6% with an interest coverage ratio close to 3.5 times.

The financing cost is 3.8%, with S$1.8 billion (68.7% of total borrowings) due between FY29 and FY30.

Thus, a considerable amount of debt will need refinancing.

Shares are trading near their net asset value.

Forthcoming completion of its S$51 million asset enhancement initiative (AEI) at Hougang Mall might increase distributable earnings.

FCT could profit from robust economic growth and potentially lower interest rates in Singapore, enhancing its distributable earnings and DPU.

Venture Corporation Limited: Sustained Growth Outlook

Venture Corporation’s (Venture) 3Q2025 update indicates weaker revenue and earnings, underscoring its challenges this year.

The stock gained only 12.7% YTD.

In the third quarter, turnover dropped to S$627.2 million, a 2.7% YoY decline.

Earnings fell by 3% YoY to S$0.192 per share.

Venture declared an interim dividend of S$0.25 per share, with an additional special dividend of S$0.05.

At its current price, Venture yields 5.1%, based on a total ordinary dividend of S$0.75 per share.

The company has provided annual dividends over the last decade.

This tech firm boasts a solid balance sheet, free of debts, and holds over S$1 billion in net cash.

Venture trades at a trailing P/E of 18.6 times.

Its diversification into Life Sciences and fields beyond consumer technology enhances growth prospects for 2026 and onward.

A resurgence in the consumer technology segment could further boost its earnings.