异动解读 | 财报亮眼,Chime Financial夜盘大涨8.86%,2026年营收与盈利预期超华尔街预估

异动解读
Feb 26

金融科技公司Chime Financial, Inc.(股票代码:CHYM)今日夜盘股价大幅上涨8.86%,引起了市场的广泛关注。

消息面上,公司发布了最新的财务业绩与展望。其预测2026年全年营收将高于华尔街分析师的普遍预期,这主要得益于其数字银行产品的强劲需求和消费者支出保持韧性。此外,公司表示预计将在2026年实现GAAP盈利,这一积极的盈利指引进一步提振了市场信心。

具体数据显示,Chime预计全年营收在26.3亿美元至26.7亿美元之间,高于市场平均预期的26.1亿美元。同时,公司对本季度的营收预期也超出了华尔街的预估。在刚刚过去的第四季度,公司收入同比增长25%,活跃会员数量增长19%,显示出其业务持续扩张的良好势头。人工智能技术的应用也帮助公司降低了服务成本并提高了每用户平均收入。

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