1338 ET — Raymond James的分析师Patrick O'Shaughnessy与Henry Thinnes指出，Fair Isaac的投资者或许对日益加剧的竞争局面过度担忧。他们在报告中表示，尽管竞争对手VantageScore的使用率攀升，但FICO并未出现业务量下滑。这暗示大多数抵押贷款机构在同时调用FICO和VantageScore的信用评分，而非完全以VantageScore取代FICO。分析师总结道：“总体而言，我们预计竞争性辩论仍将成为投资者心头挥之不去的阴影，然而，缺乏可观测的业务量压力，恰恰佐证了我们对于FICO的竞争地位将展现韧性的看法。”
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