7月29日周二,美国最大医疗保险公司之一联合健康(UnitedHealth)股价盘中大跌6.72%,主要原因是公司发布的第二季度财报不及预期,并大幅下调了全年盈利指引。
根据联合健康发布的财报显示,公司第二季度调整后每股收益为4.08美元,远低于分析师预期的4.59美元。更令投资者担忧的是,公司将2025年全年调整后每股收益指引下调至至少16美元,这一数字不仅大幅低于此前预期的每股26-26.50美元区间,也远低于分析师平均预期的20.40美元。
联合健康面临的主要挑战包括医疗成本持续上升,特别是在政府支持的医疗保险项目中。公司预计其老年人医疗保险优势计划(Medicare Advantage)的医疗成本趋势在2025年将达到约7.5%,明显高于其略高于5%的定价预期。此外,美国司法部正在对该公司的联邦医疗保险账单操作进行调查,这也给投资者带来了额外的不确定性。尽管如此,公司管理层表示预计将在2026年恢复盈利增长,但市场对此反应谨慎。
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