5月22日，Nu Holdings盘中下跌3.1%，报12.7519美元/股，成交额1.57亿美元。消息面上，公司此前公布的一季度净利润为8.714亿美元，低于市场预期，因贷款快速增长致信贷损失拨备环比激增33%至17.9亿美元，经风险调整后净息差从10.5%降至9.5%，年化ROE从33%回落至29%。同时公司对美国扩张持审慎态度，预计未来两年投资维持在综合效率比100基点以下。此前孤松资本增持28.3%及瑞银维持买入评级带动的反弹动能有所消退，利润率承压担忧持续制约股价表现。
（以上内容均基于市场公开消息，由程序或算法智能生成，仅作为股价异动提醒，不作为投资建议或交易依据。）
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