8月5日，Upstart Holdings盘后上涨8.01%，报32.8美元/股，成交额378.13万美元。
消息面上，公司发布第二季度财报，营收3.647亿美元，超出市场一致预期的3.515亿美元，同比增长约56%；每股收益0.16美元。本季度贷款发放总额达42.3亿美元，日均发放量5390万美元，显示平台业务规模持续扩大。
近期公司利好频出：7月底与Castlelake签署40亿美元多年期远期流量协议，为贷款资产提供稳定买方；同月获得美国货币监理署有条件批准设立Upstart Bank，有望进一步降低运营成本并拓展存款来源。此外，公司维持全年约14亿美元营收指引，多重业务进展叠加财报超预期共同推动盘后股价走强。
Upstart Holdings运营人工智能驱动的贷款市场，为个人贷款、汽车贷款和房屋净值信贷额度等产品提供便利，其平台将AI模型应用于承保、欺诈检测和收入验证。
（以上内容均基于市场公开消息，由程序或算法智能生成，仅作为股价异动提醒，不作为投资建议或交易依据。）
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