恒生银行（00011.HK）今日盘中大跌5.21%，主要受其2025年中期业绩公布影响。该行发布的财报显示，上半年股东应得溢利同比大幅下降30.46%至68.8亿港元，远低于市场预期。
根据公告，恒生银行2025年上半年净利息收入为143.39亿港元，同比减少7.39%。每股基本盈利为3.34港元，同比下降34%。尽管业绩下滑，董事会仍宣布派发第二次中期股息每股1.30港元，使2025年上半年每股派息合共为2.60港元，较去年同期增加8%。此外，该行还计划进行最多30亿港元的股份回购。
恒生银行解释，利润下滑主要是由于平均总客户贷款减少3%及市场利率下调，特别是香港银行同业拆息自2025年5月起持续处于低位。同时，由于市场持续不确定、贸易关税威胁、利率高企以及商业房地产市场长期低迷，该行审慎增加了拨备，导致预期信贷损失增加。尽管如此，恒生银行执行董事兼行政总裁施颖茵表示，银行业务表现保持韧性，对香港的长远增长前景仍然保持审慎乐观。
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