中国太平洋保险(集团)股份有限公司2025年第三季度营收1444.08亿元,经调整净利润178.68亿元

公告速递
Oct 31, 2025

本季度信息

2025年第三季度,中国太平洋保险(集团)股份有限公司营业收入为1444.08亿元,同比增长24.6%。同期,经调整净利润(扣除非经常性损益后)达到178.68亿元,同比增长35.6%。报告期内,经营活动现金流净额约1693.97亿元,同比增长31.6%。在产险方面,承保综合成本率为97.6%,同比下降1.0个百分点,整体经营效率稳中有升。

业务分项

寿险方面,前九个月实现规模保费2638.63亿元,同比增长14.2%,其中新业务价值达到153.51亿元,同比增长7.7%,可比口径增幅更高。代理人渠道持续改善客层与产品结构,银保渠道规模保费同比增长63.3%,团政渠道规模保费同比增长12.2%,各渠道业务均呈现不同程度的上升。

产险方面,前九个月实现原保费收入1602.06亿元,其中车险同比增长2.9%。产险业务保费结构持续优化,对车险和非车险两条业务线均保持精细化管理,承保品质稳步提升。

高管解读

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