Shenzhen's Nanshan District recently hosted the "2026 Nanshan Enterprise Excellence Carnival," where awards including the "2025 Shining Nanshan Top 20" were presented to recognize companies for their dedication and significant contributions over the past year. LexinFintech Holdings Ltd. (NASDAQ: LX) earned a spot on the "2025 Shining Nanshan Top 20" list due to its continuous innovation and steady growth in the fintech sector. Other companies honored alongside Lexin include TENCENT, Alibaba, Douyin, and DJI.
As a leading new consumption digital technology service provider in China, Lexin has been based in Shenzhen since its founding, embracing the city's ethos of innovation and technology. It pioneered China's first online installment retail platform, Fenqile Mall. Leveraging its ecosystem businesses such as installment retail, inclusive finance, and digital technology, Lexin consistently supports consumption growth and promotes the development of the real economy. Furthermore, the company extends its decade-plus of accumulated fintech expertise to international markets, sharing China's fintech experience globally. Lexin remains committed to a user-centric approach, utilizing its synergistic and mutually reinforcing multi-business ecosystem to meet the diverse needs of over 200 million high-quality, high-growth customers.
Lexin's more than ten years of development are underpinned by sustained investment and accumulation in technology. Through industry-leading R&D expenditure, Lexin has been a pioneer in comprehensively applying AI across the entire fintech chain. Advanced technologies like large AI models and AI Agents are reshaping its business processes, serving as core engines for enhancing operational efficiency and user experience. Based on a technical framework of "data distillation + domain fine-tuning," Lexin continuously iterates and refines its locally deployed "Singularity" large AI model, implementing it in business empowerment, R&D efficiency, and internal tools. The company has independently developed nearly 100 "AI Agent roles" that are already operational. Additionally, by establishing a collaborative framework, Lexin has created a proprietary "Composite Agent Matrix," enabling more agents to evolve from operating independently to functioning collaboratively as a group, and from localized applications to ecosystem-wide coordination, significantly improving the quality and efficiency of financial services.
While maintaining robust development, Lexin consistently treats social responsibility as a vital component of its corporate strategy. Through initiatives such as financial inclusion, consumer rights protection, charitable donations, and public welfare projects, Lexin actively fulfills its social responsibilities, enhances industry governance capabilities, and continually demonstrates corporate warmth.
In 2025, Nanshan District's GDP historically surpassed the 1 trillion yuan mark, making it the first district-level administrative division in China to achieve this milestone. As a company rooted in Nanshan, Lexin's growth has benefited from the district's supportive policies and strong emphasis on technology firms. Its inclusion in the "2025 Shining Nanshan Top 20" not only acknowledges past achievements but also highlights its positive role in the regional economy and industrial ecosystem.
It is noteworthy that Lexin had previously been selected for the "Shenzhen Financial Business Card" award for eight consecutive years and successfully made the "2025 Guangdong Top 500 Enterprises" and "Guangdong Top 100 Private Enterprises" lists, standing out as the only fintech company featured on both rankings. Moving forward, Lexin will continue to deepen its technological innovation to bolster consumption growth. Under the principle of high-quality development, it will further strengthen its corporate responsibility, contributing more profoundly to societal and economic progress through warmer and more in-depth financial services.