Chongqing Rural Commercial Bank Co., Ltd. (CQRC Bank) will distribute its 2025 final cash dividend at a rate of RMB1.1755 per 10 shares, inclusive of tax.

Registered H-shareholders will automatically receive the dividend in Hong Kong dollars unless they submit a currency election to receive the payout in Renminbi.

Shareholders opting for Renminbi must complete and return the Dividend Currency Election Form to Computershare Hong Kong Investor Services Limited, 17M Floor, Hopewell Centre, 183 Queen’s Road East, Wanchai, Hong Kong, no later than 4:30 p.m. on Monday, 6 July 2026.

For conversions into Hong Kong dollars, the exchange rate will be calculated as the average of the RMB/HKD reference rates published at 11:00 a.m. by the China Foreign Exchange Trade System for the five working days preceding 18 June 2026 (excluding that date).

H-shareholders may only choose one currency for the entire dividend; HKSCC Nominees Limited may elect RMB or HKD in whole or in part. Failure to submit the election form by the deadline will result in payment in Hong Kong dollars.

CQRC Bank cautions that holders selecting Renminbi should ensure their bank accounts can process RMB cheques and notes there is no assurance against handling charges or delays in clearing RMB cheques in Hong Kong or elsewhere.