In the vast Gobi hinterland of the Silk Road Economic Belt, Jiayuguan City is emerging as a crucial industrial cluster base for China's aluminum sector, leveraging its unique resource advantages and strategic location. The city has established a complete industrial chain encompassing "alumina—electricity—electrolytic aluminum—aluminum processing," with enterprises across the supply chain collaborating efficiently to form an integrated ecosystem from raw material production to high-end finished goods manufacturing.
This industrial ecosystem has attracted numerous key enterprises and supporting businesses, collectively driving the scale and high-quality development of Jiayuguan's aluminum industry. Among them, a local aluminum company stands out as a representative private enterprise. Since its inception, the company has specialized in aluminum product processing, wholesale, and retail, securing a stable market share through reliable product quality and flexible operations. However, intensified market competition and expansion needs exposed its financing constraints—lack of traditional collateral hindered access to sufficient funds through conventional channels, impeding its transformation and growth.
Addressing this financing bottleneck, PSBC Jiayuguan Branch innovated beyond traditional credit services by leveraging big data and digital platforms to create an integrated "online + offline" financial solution. Tailored for the company, the "Xin Jie Loan" product successfully provided RMB 4.95 million in funding, ensuring smooth operational cash flow and production stability.
PSBC Jiayuguan Branch continues to advance digital transformation in financial services while enhancing offline service quality, building a comprehensive system that synergizes online and offline channels. This approach solidifies its role as a pivotal financial pillar supporting high-quality development in the real economy.