On April 29, Bank of Beijing held its 2025 Annual and 2026 First Quarter Performance Briefing. During the pre-submitted Q&A session, addressing investor concerns over whether sufficient provisions had been made for real estate loan-related business and future risks, the bank stated that it strictly applies the expected credit loss method as required by regulators to set aside impairment provisions for financial assets bearing credit risk. While fully covering risks across all business lines, the bank maintains forward-looking assessments of risk trends across sectors, regions, and client segments to ensure that provision levels remain dynamically aligned with asset quality.