中国光大银行（06818）今日盘中大跌5.04%，截至发稿，该股报3.21港元，成交额4557.67万港元。此次股价下跌主要受该行发布的三季度财报影响。
根据光大银行发布的业绩报告，该行前三季度累计营业收入同比下降7.9%，累计归母净利润同比下降3.6%。单看第三季度，情况更为严峻，营业收入同比下降13.0%，单季度归母净利润同比下降11.0%。中金公司的研报指出，光大银行的业绩略低于预期，主要原因是债券市场利率波动导致公允价值变动损益承压。
资产质量方面，截至三季度末，光大银行不良贷款余额507.12亿元，较上年末增加14.6亿元；不良贷款率1.26%，较上年末上升0.01个百分点；拨备覆盖率168.92%，较上年末下降11.67个百分点。尽管资产总额达72177.17亿元，较上年末增长3.72%，但整体财务表现不佳，导致投资者信心受挫，引发股价下跌。
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