本季度信息
2025年第三季度，中国光大银行实现营收283.86亿元，同比下降12.98%。同期经调整后净利润125.37亿元，同比下降10.33%。经营活动产生的现金流量净额为62.12亿元，同比下降94.43%。报告期内经营费用为290.05亿元，同比下降4.47%，信用减值损失为188.38亿元，同比下降23.41%。
业务分项
公司金融业务方面，重点支持民营企业、制造业及战略性新兴产业，加强对重点领域项目投放，实施多元化产品服务与精细化风险管理，不断提升客户群体的综合经营质效。
零售金融业务积极推动线上与线下协同，通过公私联动批量拓客等方式扩大客群，持续优化存款结构与成本，零售贷款规模实现稳定增长。财富管理方面，继续完善“阳光理财”与“阳光金选”两大产品序列。
金融市场业务围绕“稳配置、活交易、增代客、强风控”主线开展投资与交易，稳步推进同业客群分层服务，注重资源高效配置与成本管控，通过丰富金融工具与完善技术平台，助力整体经营效率进一步提升。
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