8月29日周五盘前，美国"先买后付"金融科技公司Affirm Holdings(AFRM)股价大涨15.70%。这一显著涨幅主要源于公司发布的2025财年第四季度业绩超出市场预期，并首次实现盈利。
根据Affirm公布的财报，2025财年第四季度调整后每股收益为0.20美元，远高于分析师平均预期的0.11美元。营收同比增长33%，达到8.76亿美元，同样超过了分析师预期的8.37亿美元。公司还首次实现了GAAP和调整后基础上的正营业利润，标志着向可持续盈利迈出了重要一步。
值得注意的是，Affirm的直销业务表现尤为出色。其Affirm卡在2025年第四季度的商品交易总额(GMV)达到11.76亿美元，同比增长132%。公司还对2026财年做出了乐观展望，预计GMV将超过460亿美元，调整后营业利润率预计将超过26.1%。这些积极因素共同推动了投资者对Affirm未来增长前景的信心，从而带动股价大幅上涨。
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