根据最新数据，在截至2月26日的一周内，美国30年期固定利率抵押贷款的平均利率为5.98%，较前一周的6.01%有所下降。这一利率水平自2022年9月8日当周以来首次跌破6%关口，标志着抵押贷款利率的显著回落。
房地美指出，此次利率下调反映出市场对经济前景的审慎预期。尽管美联储仍维持紧缩货币政策，但近期经济数据疲软缓解了通胀压力，为借贷成本下降提供了空间。值得注意的是，这是该指标连续第二周呈现下行趋势，或将对春季购房季形成一定支撑。
当前利率环境虽较去年峰值明显改善，但仍远高于疫情前水平。分析师认为，若未来通胀数据持续温和，抵押贷款利率有望进一步松动，但具体走势仍将取决于就业市场与消费者信心的变化。
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