富国银行（WFC.N）第二季度盈利显著增长，主要得益于不良贷款拨备的削减。该行股价在盘前交易中下挫2.7%，但今年迄今已飙升近19%。此前，美联储解除了对该银行长达七年的1.95万亿美元资产上限，释放其增长潜力。今年以来，富国银行已关闭七项监管惩罚（即同意令），自2019年以来累计13项；仅余一项2018年的命令未解决。消费者和企业持续偿还贷款，缓解了美国贸易政策变化引发经济衰退的担忧。然而，经济前景的不确定性依然存在。高管强调，过去几年收紧信贷的措施将帮助银行抵御潜在经济下滑。信贷损失拨备本季度降至10.1亿美元，低于去年同期的12.4亿美元。截至6月30日的三个月内，这家美国第四大银行的净收入达54.9亿美元，合每股1.60美元；去年同期则为49.1亿美元，合每股1.33美元。
Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.