PennyMac Financial Services Inc. (PFSI) experienced a significant after-hours plunge of 18.50% following the release of its fourth-quarter 2025 financial results.
The mortgage lender reported quarterly revenue of $538 million, falling short of the IBES estimate of $642.5 million. More critically, the company posted adjusted pretax profit of $47.8 million, dramatically missing analyst expectations of $236.6 million. Earnings per share came in at $1.97, well below the FactSet consensus estimate of $3.10.
These substantial misses on both top and bottom line metrics triggered a sharp negative reaction from investors in post-market trading, reflecting disappointment with the company's quarterly performance relative to market expectations.