2月5日，港股内银股多数上涨，重庆银行涨超3%，招商银行涨2.44%，邮储银行涨2.15%。
消息面上，近日，中国人民银行召开2026年信贷市场工作会议。会议要求，做好2026年信贷市场工作要准确把握“十五五”时期经济金融形势变化，统筹发展和安全，不断加强对重大战略、重点领域和薄弱环节的优质金融服务。市场人士分析，此次央行信贷市场工作会议有望为银行板块带来多维度利好。
中泰证券此前指出，开门红投放较好，全年投放继续前置，优质区域银行全年信贷增量预计可维持同比多增。对公新发利率环比小幅下降，降幅或小于去年，零售新发利率趋稳（新发按揭利率连续三个季度维持在3.06%），即使降息预期下，预计息差降幅仍同比收窄。利息收入支撑下，预计全年银行营收利润依然稳健。当前板块业绩确定性、稳定性强，股息率高，具备配置性价比。
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