CCB Adheres to Bottom-Line Thinking, Treating Risk Management as the "Lifeline" of Banking Operations
Deep News
Oct 30
On October 30, CCB held its Q3 2025 earnings briefing. Regarding asset quality, Executive Vice President and Board Secretary Ji Zhihong stated that the bank consistently upholds bottom-line thinking, treating risk management as the "lifeline" of banking operations and prioritizing asset quality control.
As of the end of September, the group's non-performing loan ratio stood at 1.32%, down 0.02 percentage points from year-end 2024. The special-mention loan ratio was 1.82%, a 0.07 percentage point decline. Overall asset quality remained stable, with the provision coverage ratio at 235.05%, up 1.45 percentage points, reflecting strong risk resilience.
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