富国银行首席财务官Mike Santomassimo在媒体电话会议上分享了多项业务洞察。他指出，消费者和商业客户的信贷质量持续保持强劲，这反映了公司稳健的风险管理。在投资银行领域，Santomasimo观察到业务活动在第二季度末和第三季度逐步回升，显示出积极信号。尽管当前关税环境导致客户在借贷和投资决策上趋于谨慎，但他明确表示，这些措施尚未对信贷产生任何实质性影响。展望未来，公司计划在信用卡、财富管理银行及贷款产品方面寻求增长机会。随着资产上限的解除，市场业务迎来扩张机遇，预计将获得更多资产负债表支持。从风险角度评估，围绕美联储独立性的问题并非主要考量因素。此外，在市场反弹背景下，财富顾问与客户保持了紧密互动，提升了整体服务体验。
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