小赢科技（XYF）今日盘中大跌5.44%，股价走势反复。尽管公司发布了亮眼的第二季度财报，但第三季度业务展望显示增长可能放缓，引发了投资者对未来发展的担忧。
根据小赢科技发布的财报，2025年第二季度公司业绩表现强劲。营收同比大增65.6%至22.73亿元人民币，净利润同比增长27.1%至5.28亿元。促成和发放的贷款总额创下389.9亿元的历史新高，同比增长71.4%。活跃借款人数量同比增长73.7%，达到285万人。这些数据显示公司在第二季度实现了显著增长。
然而，小赢科技对第三季度的业务展望相对谨慎，预计促成和发放的贷款总额将在320亿元至340亿元之间，较第二季度的创纪录水平有所下降。公司表示，这种放缓是因为管理层更加注重资产质量和盈利能力，而非单纯追求贷款额增长。这一展望可能引发了投资者对公司未来增长潜力的担忧，导致股价在盘中出现大幅下跌。尽管如此，小赢科技强调将继续专注于长期价值创造，并保持健康的资产质量。
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