追溯到2023年，硅谷银行轰然倒塌，紧随其后的是签名银行和第一共和银行的接连溃败。彼时，舆论场上最为炽热的焦点议题之一，便是社交媒体对银行挤兑危机陡然升级所构成的潜在威胁。坊间普遍流传的说法是，一条条推文与帖子仿佛在往烈焰上浇油，鼓动着储户们掏出手机，指尖轻点之间便将资金从银行中疯狂抽离。
然而，美联储负责监管事务的理事米歇尔·鲍曼在今日的一场演讲中，对这一叙事提出了掷地有声的驳斥。她援引了一份由其委托撰写的最新研究报告，明确指出这种论调实属虚构。鲍曼在演讲中直言：“调查人员发现，多达96%的、与此次挤兑相关的社交媒体热议，其实都出现在硅谷银行倒闭已成定局之后。”
这项深入调查还揭示，拜登执政时期负责银行监管的工作人员，本有可能预见到这场危机，甚至提前采取行动来阻止该行的覆灭。欲知更多详情，请继续阅读。
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