Equifax's stock surged 5.06% during intraday trading on Wednesday, following the release of its fourth-quarter 2025 financial results that exceeded analyst expectations and the announcement of robust guidance for the coming year.

The credit reporting agency reported adjusted earnings per share of $2.09 for Q4 2025, beating the consensus estimate of $2.05. Revenue for the quarter reached $1.551 billion, a 9% increase year-over-year and above the expected $1.527 billion. A key driver was a 20% jump in U.S. mortgage revenue, which significantly outperformed the broader declining mortgage market. The company's workforce solutions segment also saw strong growth of 9%.

Further fueling investor optimism was Equifax's 2026 outlook, which projects revenue in the range of $6.66 billion to $6.78 billion, surpassing the Wall Street expectation of $6.59 billion. The company also expects adjusted EPS between $8.30 and $8.70 for the full year. Executives highlighted building traction for its VantageScore credit score product and noted the company returned $561 million to shareholders in the quarter, including a $500 million share repurchase.