奇富科技-S（03660）今日盘中大跌5.56%，主要原因是公司发布了2025年第二季度财报，尽管业绩增长，但投资者对其风险控制措施表示担忧。
财报显示，奇富科技第二季度收入达到52亿元人民币，同比增长25.4%，环比增长11.2%。非公认会计准则净利润为18.5亿元人民币。然而，公司首席执行官吴海生表示，由于国际贸易紧张局势加剧了经济环境的不确定性，公司收紧了风控标准。此外，首席财务官徐祚立透露，第二季度新计提拨备比例接近历史高位，以反映市场环境的变化。
虽然奇富科技在用户增长和业务拓展方面表现良好，但投资者似乎更关注其风险管理策略。公司在嵌入式金融方面取得进展，新增授信用户中超过半数来自这一渠道。然而，增加的风险拨备可能暗示了公司对未来经济环境的谨慎态度，这可能是导致股价下跌的主要原因。
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