本季度信息
云锋金融（股票代码：00376）公布2026年中期业绩，报告期内实现总收入（即保险业务的保费及费用收入）89.89亿元，同比增长20%。经调整净利润（Non-GAAP口径）为7.77亿元，同比增长13%。保险业务费用率为6.4%，较上年同期的7.2%进一步下降，整体成本结构持续优化。
业务分项
报告期内，保费及费用收入增至89.89亿元，其中核心的保险业务贡献显著。期内保险业务经调整净利润为7.77亿元，增幅主要来自规模保费增长以及投资收益的稳定表现，带动经营效率进一步提升。报告显示，保险业务内含价值得到稳步增长，短期波动风险控制得当。同时，其他金融服务环节持续发力，初显规模优势，整体营收保持稳健。
高管解读
（报告中无高管原话披露，故本节空缺）
下个财报期展望
公司计划进一步强化产品创新、资产配置与平台服务，优化风险管理能力，并在数字金融生态布局上稳步推进，旨在提供更丰富的综合金融服务，并持续提升长期可持续回报。公司将以更安全、高效、智能的方式面向客户，进一步巩固核心竞争力。
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