On 11 February 2026, China Financial Services Holdings Limited (Stock Code: 605) reported a discloseable transaction involving a loan agreement signed between its subsidiary, Chengdu Vision Credit Limited (CDVC), and two borrowers who engage in the construction engineering industry in the People’s Republic of China.
According to the announcement, CDVC agreed to provide a one-year mortgage loan of RMB8,000,000 at a 15.36% annual interest rate. The loan is fully secured by a legal charge on a residential property in Chengdu, valued independently at approximately RMB11,615,000 as of 5 February 2026. The borrowers will repay interest on a monthly basis, with the principal due at maturity.
China Financial Services Holdings Limited highlighted that the transaction aligns with its ordinary course of business. The company stated that the risk exposure is considered manageable, given the prime location of the mortgaged property and the borrowers’ strong net worth. The loan will be funded by the group’s general working capital.
Under the Listing Rules, the size of the transaction, with one or more percentage ratios above 5% but below 25%, classifies this loan arrangement as a discloseable transaction. It is therefore subject to certain notification and announcement requirements under Chapter 14 of the Listing Rules.