浩森金融科技集团有限公司(“浩森金融科技”，股份代号：3848)公告显示，2026年2月5日，其间接全资附属公司深圳市浩森小额贷款股份有限公司与一名主要在广东从事玻璃生产及销售的借款人签订一份贷款融资协议。根据协议，贷款金额为人民币14,660,000元(折合约16,506,500港元)，年利率为21.6%，期限为12个月。
公告提及，贷款协议期间内，借款人须按季支付应计利息，并于到期日偿还未偿还的本金及未偿还利息。协议允许在贷款人同意的情况下，借款人可提前归还部分或全部本金，并于可提取期内再次借回已归还部分。借款人由两名担保人提供相关保证，贷款由集团内部资源拨付。
公告强调，此次贷款融资对应适用百分比率高于5%但低于25%，构成浩森金融科技的须予披露交易并需遵守香港上市规则第14章的申报及公告规定。根据董事会所作风险评估程序，包括审核借款人的财务背景及信用报告后，公告认为此等信贷风险在可控范围内。贷款条件和利率经订约方公平磋商，并被认为符合公司及其股东整体利益。
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