OneMain Holdings Inc. (OMF) stock soared 5.11% in pre-market trading on Friday following the release of its impressive third-quarter 2025 financial results. The consumer finance company reported earnings that surpassed analyst expectations, demonstrating robust growth and improved profitability.

OneMain's adjusted earnings per share for Q3 came in at $1.90, significantly beating the consensus estimate of $1.61. The company's net income rose to $199 million, up from $157 million in the same period last year. Total revenue saw a 9% increase, driven by receivable growth and improved portfolio yield. Consumer loan originations also showed strength, rising 5% compared to the prior year quarter.

In addition to the strong financial performance, OneMain announced several shareholder-friendly initiatives. The company raised its quarterly dividend by 1% to $1.05 per share and approved a new $1 billion share repurchase program. Furthermore, OneMain's management expressed confidence in the company's outlook by raising its full-year 2025 revenue growth guidance. These positive developments, coupled with the better-than-expected earnings, have clearly resonated with investors, leading to the significant pre-market stock price surge.