On August 25, a specialized financial services event for the Songjiang district, themed "Guaranteeing Strong Chains, Precisely Benefiting Enterprises," was held. The event was organized by the Municipal Financial Office and co-hosted by the Municipal Financing Guarantee Center, Songjiang State-owned Investment Group, and Songjiang Financing Guarantee Company, among others. As a key session of the 2026 "Government Open Month," the event brought together multiple departments and financial institutions to detail a suite of policies, including intellectual property guarantees, entrepreneurship guarantees, district-level working capital loan interest subsidies, and investment-guarantee linkage.
During the event, impressive figures were released: for projects already invested in, the minimum financing cost could be as low as 1.61% after combining district-level interest subsidies. In the policy presentation segment, the Municipal Financing Guarantee Center provided a detailed explanation of the special program for intellectual property pledge financing guarantees, alongside an introduction to entrepreneurship guarantee policies tailored to businesses at various stages of development. Under these policies, eligible companies can be exempt from guarantee fees while also receiving fiscal interest subsidies, with a maximum financing amount of up to 5 million yuan per company.
The Financial Development Section of the District Development and Reform Commission explained the district-level working capital loan interest subsidy policy: a special loan quota of 10 billion yuan has been established, with key support for businesses receiving a subsidy of up to 20% of actual interest paid, and first-time borrowers receiving an additional 5% on top of that. The Investment Management Department of Songjiang State-owned Investment Group outlined the full-cycle empowerment pathway of investment-guarantee linkage: the 3 billion yuan district-level industrial investment fund, aligned with the "2+4" industrial system, spans from 450 million yuan in early-stage seed funding to mid-term investment-loan linkage funds, building a financing service system driven by both equity and debt. Currently, Songjiang Financing Guarantee Company has completed its first "investment-guarantee linkage" transaction in collaboration with the Songjiang District Industrial Investment Fund and the Agricultural Bank of China Songjiang Sub-branch.
Songjiang Financing Guarantee Company, a subsidiary of Songjiang State-owned Investment Group, also highlighted two local products: the "G60 Park Loan" and private investment guarantees. The "G60 Park Loan" adopts a four-party linkage service model, and among the projects currently invested, the minimum financing cost is 2.15%, which drops to as low as 1.61% when combined with interest subsidies. It was noted that the first private investment guarantee has already been completed, providing 10 million yuan in guarantee support for Yuansheng Machinery to facilitate equipment upgrades and production expansion.
During the sharing session on policy cases benefiting enterprises, Nie Wenjing, General Manager of Huaguan Nutrition Dairy Products, remarked: "All these guarantee policies may look like a string of numbers, but when they truly take root and empower business development, they become a solid backing for corporate strategy—there's real warmth in them." Yingtiandi Intelligent Technology also shared its "equity plus debt" financing practice in Songjiang: the company first received over 20 million yuan in equity investment from Songjiang State-owned Investment Group, and later secured cumulative credit lines of tens of millions of yuan from multiple banks through policy-backed guarantee tools. This effectively alleviated the liquidity pressure caused by the mismatch between rapid order growth and payment collection cycles.
In the project roadshow segment, representatives from Huida Heng Energy Technology and Lushi Information Technology took the stage one by one to introduce their business development and present their financing needs. Relevant departments responded on-site, pledging to establish tracking ledgers and provide closed-loop follow-up to genuinely resolve corporate financing challenges.
It is understood that as the first corporatized government-backed financing guarantee institution in Songjiang District, Songjiang Financing Guarantee Company entered the "2.0 era" of policy-based financing guarantees right from its inception, achieving over 100 million yuan in loans within its first 100 days of operation. To date, the company's total business volume has surpassed 400 million yuan. While business scale continues to expand, the company is also accelerating the development of new products, including intellectual property pledge financing and agriculture-related guarantees.
Moving forward, Songjiang District will continue to deepen the institutionalization of "open policy briefings," and within this year, it aims to drive the first batch of "G60 Park Loans" to reach 600 million yuan, further extending financing services to the grassroots level.