SY Holdings (06069) released its 2025 Environmental, Social and Governance Report highlighting material progress in sustainability, platform expansion and risk control.

Financial inclusion accelerates • Total loans facilitated for small and medium-sized enterprises (SMEs) reached RMB40.37 billion, of which RMB16.67 billion were direct on-balance-sheet credits. • SMEs accounted for 96.94 % of all financing customers; average ticket size was RMB0.86 million. • Platform funding partners exceeded 200, an increase of 23 % year-on-year.

Platform growth • Cumulative supply-chain assets processed surpassed RMB332.40 billion, up 34 %. • Registered platform users topped 23,000, a 27 % rise. • First-time borrowers represented more than 30 % of customers, with a retention rate above 80 %.

Fintech milestones • AI service contract revenue exceeded RMB17 million; AI Agents were deployed in operations, risk modelling and contract review. • Loan delinquency ratio stood at 0.13 %, while non-performing loans were kept at 0.07 %.

Climate and green finance • Financing for 214 low-carbon projects totalled RMB3.52 billion. • Digital, paperless processes cut paper use by 73 million sheets, equivalent to 566 tonnes of CO₂ reduction. • Clean travel accounted for 90.76 % of business trips.

Governance and ratings • MSCI ESG rating upgraded to AA; Sino-Securities Index to AAA; Wind maintained at AA. • S&P Global ESG score ranked in the top 26 % of global peers. • Zero data-security incidents and 100 % completion rate for corruption-prevention training across staff and directors.

Community impact • Cumulative public-welfare investment reached RMB15 million, supporting over 25,000 beneficiaries and funding surgery for more than 240 children with congenital heart disease.

Outlook Management plans to use AI as a growth engine and ESG as a strategic cornerstone, deepening international expansion from its new Singapore headquarters while continuing to channel inclusive finance to core industrial sectors.