周五，美股地区银行股开启反弹，昨日该板块因贷款欺诈问题暴跌。截至发稿， 齐昂银行 涨超5%， 阿莱恩斯西部银行 涨2.5%， 西部社区银行涨超4%。周四，齐昂银行以及阿莱恩斯西部银行称，它们在向投资于困境商业按揭的基金发放贷款中遭遇欺诈。对此，Baird Equity Research分析师指出，市场反应过度。该行上调齐昂银行评级至“跑赢大盘”，目标价为65美元。
Baird分析师David George在报告中写道：“齐昂银行市值蒸发超过10亿美元，主要反映市场对传染性风险和流动性担忧的恐惧。虽然这种担忧部分可以理解，我们认为下跌幅度明显过度。由于此次事件与欺诈行为相关，我们认为这是个别借款人的问题，而非系统性风险，齐昂银行约11%的CET1一级资本充足率应能缓解投资者对流动性及损失吸收能力的担忧。”
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