Huishang Bank Posts Mid-Year Net Profit of RMB 9.202 Billion, Up 1.03% Year-on-Year

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HUISHANG BANK (03698) has released its interim results for the six months ended June 30, 2025, reporting total operating income of RMB 21.744 billion, a 2.01% increase year-on-year. Net profit attributable to shareholders of the bank reached RMB 9.202 billion, up 1.03% compared to the same period last year, with basic earnings per share of RMB 0.66.

As of the end of the reporting period, the group's total assets stood at RMB 2,490.219 billion, representing a 7.06% increase from the end of the previous year. This growth in total assets was primarily driven by increases in customer loans and advances, as well as financial investments. Specifically, total customer loans and advances amounted to RMB 1,205.277 billion, up 6.62% from the end of last year, accounting for 48.40% of total assets.

The bank strictly adhered to the principles of "no expansion of substantive risks and no weakening of risk mitigation" when conducting non-performing loan restructurings. During the reporting period, the bank carried out a total of RMB 157 million in non-performing loan restructurings, a decrease of RMB 243 million from the same period last year. This included four corporate loans totaling RMB 123.23 million and seven small enterprise loans amounting to RMB 34.2448 million.

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