本季度信息
民生银行披露2026年中期财报，报告期内实现营业收入736.95亿元，同比上涨4.23%。经调整净利润195.37亿元，同比下降8.62%。经营活动产生的现金流量净额1841.68亿元，上年同期为净流出，本期实现由负转正。报告期内，成本收入比为27.80%，同比下降1.42个百分点。
财报显示，营运支出为213.57亿元，同比下降0.77%；信用减值损失为314.57亿元，同比上升20.81%，主要因不良维持清收处置强度所致。
业务分项
公司业务板块营收368.15亿元。零售业务板块营收274.65亿元。其他业务板块营收94.15亿元。报告期内，各条线整体营收贡献保持稳定增长，结构持续优化。
展望
民生银行表示，下半年将围绕“稳增长、优结构、强基础、提质效”的工作主线，继续深耕大中小微个体综合经营，巩固客群基础与价值创造能力；持续优化负债结构，推动数字化运营升级；聚焦国家战略领域的金融支持，为稳经济及高质量发展贡献力量。
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