8月5日，Upstart Holdings盘中上涨8.11%，报32.425美元/股，成交额2975.81万美元。
消息面上，公司公布第二季度业绩，营收3.65亿美元，同比增长42%，超出市场预期的3.52亿美元；调整后每股收益0.56美元，超出一致预期的0.53美元，同比增长55.56%。本季度贷款发放总额达42.3亿美元，日均发放量5390万美元，显示平台业务规模持续扩大。公司表示AI信贷模型持续优化，推动核心个人贷款业务恢复增长。此外，公司近期获OCC有条件批准设立Upstart Bank，并与Castlelake签署40亿美元远期贷款购买协议，资金端持续拓展。不过，公司全年营收指引约14亿美元，略低于分析师预期的14.2亿美元。财报公布后，多家分析师上调目标价。
（以上内容均基于市场公开消息，由程序或算法智能生成，仅作为股价异动提醒，不作为投资建议或交易依据。）
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