On September 22, SoFi Technologies Inc. rose 5.33% in regular trading, trading at $17.81 per share, with turnover of $221 million.

On the news front, SoFi Technologies Inc. and Mastercard jointly announced that stablecoin settlement has officially gone live, fully covering SoFi Bank's debit and credit card programs. SoFi Bank is migrating its entire $25 billion card program to stablecoin settlement using its proprietary SoFiUSD token, issued by a federally regulated bank. When users transact with SoFi Bank-issued cards, the stablecoin settlement channel is automatically activated, marking a substantive integration of digital assets and traditional payments.

CEO Anthony Noto stated that merchants do not need to hold stablecoins, build new infrastructure, or adjust existing operations — funds settle instantly into SoFi Bank accounts with round-the-clock zero-cost withdrawals. SoFi's deposit base has grown to $46 billion with a total of 15.8 million customers. The company first launched SoFiUSD to its user base in late May, and this Mastercard network integration represents a significant expansion of its stablecoin ecosystem, reinforcing its competitive position in digital finance.

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