富国银行首席执行官在电话会议上表示,随着资产上限解除,该银行现已获得更大运营空间,能够集中精力推动长期增长战略。他强调,新灵活性使银行能够主动扩张存款基础,并将资本高效分配到贷款增长及企业投资银行业务中。
首席执行官指出,在贷款领域,富国银行将采取选择性增长策略,但会在经济不确定时期保持谨慎态度,以平衡风险与机遇。他同时表态支持监管机构对现行银行业规则的审查,以确保市场稳健发展。
在具体业务表现方面,富国银行报告了多项积极进展:汽车贷款业务表现强劲,其投资组合余额三年来首次实现增长;分行财务顾问团队规模较去年同期扩大超过10%;技术银行部门的专业银行家数量在过去一年飙升逾25%。
首席财务官补充道,商业房地产领域的潜在损失预计完全在可控范围内,不会超出预期。此外,富国银行更新了财务展望,预计净利息收入将在今年第三季度和第四季度连续实现环比增长,凸显出稳健的收益动力。整个会议传递出富国银行在优化资本结构后,正积极把握市场机遇的清晰信号。
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