根据美国证券交易委员会（SEC）最新文件，第一资本金融公司发布了其2026年7月的国内信用卡业务数据。数据显示，该公司当月国内信用卡净核销金额达到了8.81亿美元，对应的净核销率为4.12%。
这份提交给监管机构的文件揭示了这家金融机构在信用卡领域的资产质量状况。净核销率作为衡量贷款损失的重要指标，反映出银行在收回逾期债务后仍无法追回的部分占整体贷款组合的比例。
具体来看，4.12%的净核销率意味着在每100美元的国内信用卡应收款项中，约有4.12美元最终被确认为无法收回的损失。这一数据对于评估第一资本在消费信贷领域的风险敞口和资产表现具有参考意义。
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