美东时间12:50，据Redfin最新数据显示，2025年美国购房者办理的第二套住房抵押贷款数量较上年同期增长了4.1%。这是该数据四年来首次实现年度同比增长。相比之下，2025年首套住房的抵押贷款仅同比微增1%，而2024年这一增幅为2%。第二套住房的购买活动正开始复苏，其增长步伐已超越首套住房。驱动这一市场的，是那些受高房价和经济不确定性影响较小的富裕买家。度假屋购房者的富裕程度远高于购买首套住房的人群：Redfin指出，2025年85%的度假屋抵押贷款流向了高收入群体，他们的收入中位数接近30万美元。而全美家庭收入中位数仅为8.8万美元。数据显示，2025年第二套住房的典型价值为51.5万美元，相比之下，首套住房的典型价值为39.5万美元。
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